Skip the bureaucracy stress. We help you sort your health insurance, bank account, SIM card, and liability insurance before you even land.
Hello Raja!
What are we up to today?
Get a health insurance
DAK + HanseMerkur
Get a SIM-card
Vodafone
Open a bank account
bunq
Get liability insurance
Interlloyd
Sign up for DAK Health Insurance
Sign up for German public health insurance
Get essential health insurance coverage for Germany. It takes just a few minutes. No German required.
Special deal for WTE Companion users
If you are a user of WTE Companion you can benefit from the special offer to boost your public health insurance with two of Germany's largest insurance companies.
DAK Gesundheit
DAK is the top health insurer for your every need. The company was established 250 years ago and with over five million members, it's Germany's oldest and third-largest health insurance provider.
HanseMerkur
Founded in 1875, HanseMerkur is one of Germany's most trusted insurance groups with over 150 years of expertise in health, travel, and liability insurance.
Advantages of our special Fit & Travel Deal
On top of your normal public health insurance you get these additional benefits virtually free of cost.
€60 health allowance p.a.
Claim back up to €60 per year for membership fees, fitness trackers or dental cleanings.
€100 for travel vaccinations p.a.
Travelling the world? Then it will cover your necessary vaccinations.
Worldwide cover
Covering your most essential needs worldwide for trips lasting up to 3 months.
Better treatment in hospitals
Choose the head physician or specialist and stay in single or twin room.
What are the extra fees?
€0 for users under 40
Up to the age of 40, DAK will pay the €120 premium for Fit & Travel supplementary insurance under the optional tariff – all the benefits described above are virtually free of charge for you.
Want to learn more?
In case you want more information, here are all the legal details on the DAK Fit & Travel deal for you to go through.
Ready to sign up?
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DAK + HanseMerkur
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You said yes to a new future. Then the paperwork started.
Health insurance, private liability, bank account, and a SIM card. All in German, often on paper, and impossible to manage from abroad.
The WTE Companion guides you through the essentials, prepares what you need and stays by your side when Germany still feels unfamiliar.
Your details are saved and reused across every service – nothing to repeat or re-enter.
Contracts, confirmations, and applications all live in your account. View or download them anytime, from anywhere. Never wonder again which services you had signed up to. Ask and clarify questions at any time.
The Companion communicates with you in plain English. It explains why each answer matters and double-checks anything that doesn't look right — so no typos or missing fields slow you down later.
Every partner and product in the app have been carefully chosen to best serve the needs of people relocating to Germany. Health insurance, banking, SIM, liability insurance. Delivered by trustworthy brands like DAK, HanseMerkur, bunq, Vodafone, Interlloyd, and more.
Sign up to each service or product in your own time and at your own pace. Information shared in one sign-up flow will be automatically re-used in the next one. Pause mid-way, pick up where you left off, no redundancies.
Once you've answered the questions, the rest is done for you. Applications go to the right recipients, confirmations come back to you, and you're never left wondering what happens next. Real people are always there to help if something needs resolving.
Every service is set up through a conversation with the Companion — not a form. No German required.
Public health insurance activated through the app. Uniquely tailored for incoming internationals, with Fit & Travel benefits included at no extra cost.
Private insurance add-ons activated through the app: daily sickness allowance, supplemental dental, and travel insurance.
Get a German phone number before you land. eSIM or physical, delivered and activated instantly.
A German bank account, opened in minutes. No branch visit required.
Private liability cover for everyday accidents — a German must-have, often expected by landlords. Recommended Infinitus tariff for broad protection.
Public health insurance activated through the app.
Quality, personalised insurance advisory across the board.
File your German taxes — 100% in English, with €10 off for WTE users.
Find and continually optimise your utility contracts on autopilot.
We help you obtain your German visa — a personalised service, tailored to your case and managed by your dedicated visa advisor.
We book your relocation travel to Germany — tailored to your case and managed by your dedicated travel advisor.
We help you find your first home in Germany. Gain access to apartments across the country.
Read what hundreds of our users say about using the Companion.
“I was so stressed about the bureaucracy. WTE handled my health insurance before I even landed. I could focus on my new job instead.”
Yes. Downloading the app, using our smart guide, and organising your documents is completely free. You only pay for the actual services you choose to sign up for (like your health insurance or mobile plan), directly to the respective providers.
You can get your health insurance, private liability insurance, German bank account, and SIM card active before you even land. These are the four foundational pillars you need to legally work, study, and rent an apartment in Germany.
Your privacy is our highest priority. All your data is fully encrypted and stored securely on EU servers. Access to your app is protected by your phone's built-in security features, such as facial recognition or fingerprint login, ensuring only you can see your documents.
We highly recommend it. You can use our built-in document scanner to start sorting your essentials from your home country, so your bank account and insurances are active the second you step off the plane.
No, we stay by your side. While we help you master the stressful arrival period, the app remains your central dashboard for as long as you live in Germany. You can always come back to manage your contracts, ask questions about daily life, or find new services.
Yes. Moving with a spouse or children adds another layer of complexity. Our app can guide you through securing family health insurance coverage and navigating the extra paperwork required when moving together.
Be first in line when WTE Companion launches. Sign up and we'll let you know the moment your German essentials can be sorted in minutes.
No spam. We'll only email you when there's something worth saying.
